More than 30 million Americans live with diabetes – the seventh leading cause of death in the U.S. Broadly, Type 1 is early onset and challenging to insure. Type 2 is adult onset and much easier to insure. In all cases, insurability level depends on things like height and weight, blood chemistry readings, exercise level and treatment compliance. John Hancock, which has become a real industry innovator, now offers diabetics life insurance paired with a technology-enabled program that provides coaching, clinical support, education, incentives, and rewards designed to help manage and improve their health – with the potential to save up to 25% on their premiums. These same customers will also have access to Vitality, another John Hancock program, which is designed to reward customers who take steps toward living longer, healthier lives, like exercise and buying nutritious food, and reducing their premium cost in the process. This is not a commercial for John Hancock, but a pat on their back for innovation and rewarding wellness.
Life Insurance for Diabetics